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https://www.kpmg.com/ZA/en/IssuesAndInsights/ArticlesPublications/Financial-Services/Documents/KPMG%20Twin%20peaks.pdf
https://www.fca.org.uk/publication/archive/fsa-tcf-towards.pdf
http://www.economist.com/news/finance-and-economics/21711084-too-few-listings-too-little-liquidity-africas-stockmarkets-struggle-africas-stock
http://www.worldpolicy.org/blog/2015/06/16/making-financial-services-work-south-africans
http://www.worldbank.org/content/dam/Worldbank/document/Africa/South%20Africa/Report/south-africa-economic-update-2013.05.pdf
http://jae.oxfordjournals.org/content/22/2/187.full
http://kanbur.dyson.cornell.edu/papers/EconomicPolicyInSouthAfrica.pdf
http://www.fin24.com/Tech/Opinion/The-future-of-mobile-banking-in-South-Africa-20150211
http://www.standardbank.com/pages/StandardBankGroup/web/History.html
https://businesstech.co.za/news/general/120327/biggest-banks-in-the-world-vs-south-africa/
http://s3.amazonaws.com/academia.edu.documents/43837142/Moll_Apartheid_Economy_Fail_1991.pdf?AWSAccessKeyId=AKIAJ56TQJRTWSMTNPEA&Expires=1480287526&Signature=VjhjAT4%2B7y174u8ZRGGSe0qRrag%3D&response-content-disposition=inline%3B%20filename%3DDid_the_apartheid_economy_fail.pdf
https://www.kpmg.com/ZA/en/IssuesAndInsights/ArticlesPublications/Financial-Services/Documents/KPMG%20Twin%20peaks.pdf
https://www.fca.org.uk/publication/archive/fsa-tcf-towards.pdf
http://www.economist.com/news/finance-and-economics/21711084-too-few-listings-too-little-liquidity-africas-stockmarkets-struggle-africas-stock
http://www.worldpolicy.org/blog/2015/06/16/making-financial-services-work-south-africans
http://www.worldbank.org/content/dam/Worldbank/document/Africa/South%20Africa/Report/south-africa-economic-update-2013.05.pdf
http://jae.oxfordjournals.org/content/22/2/187.full
http://kanbur.dyson.cornell.edu/papers/EconomicPolicyInSouthAfrica.pdf
http://www.fin24.com/Tech/Opinion/The-future-of-mobile-banking-in-South-Africa-20150211
http://www.standardbank.com/pages/StandardBankGroup/web/History.html
https://businesstech.co.za/news/general/120327/biggest-banks-in-the-world-vs-south-africa/
http://s3.amazonaws.com/academia.edu.documents/43837142/Moll_Apartheid_Economy_Fail_1991.pdf?AWSAccessKeyId=AKIAJ56TQJRTWSMTNPEA&Expires=1480287526&Signature=VjhjAT4%2B7y174u8ZRGGSe0qRrag%3D&response-content-disposition=inline%3B%20filename%3DDid_the_apartheid_economy_fail.pdf